Start Investing with Little Money: A Beginner’s Guide

Start writing your thoughts down. Studies have found that regular journaling increases happiness and helps manage stressful situations.

Small Investments Can Grow Big

Even a small investment can compound over time. Start small and watch your money grow.

Define Your Financial Objectives

Decide what you’re investing for—retirement, a home, or just building wealth. Clear goals guide your investment choices.

Invest with Just a Few Dollars

Apps like Acorns and Stash allow you to start investing with as little as $5. They round up your purchases and invest the spare change.

Low-Cost, Low-Risk Investing

Index funds are a great way to diversify your investments with low costs and minimal risk, even with small amounts.

Own Expensive Stocks for Less

You don’t need hundreds of dollars to own big-name stocks. Fractional shares let you invest in companies like Amazon or Google with small amounts.

Set It and Forget It

Automating your investments ensures that you consistently invest, even with small amounts, without having to think about it.

Maximize Your Benefits

If your employer offers a 401(k) or similar plan with a match, contribute at least enough to get the full match. It’s free money!